Appraisal services for Houston and Harris County homeowners

Here are the top seven reasons TX homeowners need B.W. Home Appraisal:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to reduce their mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a TX divorce, where real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate

Need help deciding the value of your home in or near Houston, TX?
Contact B.W. Home Appraisal.

At B.W. Home Appraisal, we understand the individual needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

Need to remove PMI?

A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping homeowners just like you delete unwanted PMI insurance.

Challenge property tax assessments

If you live in a local area that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from B.W. Home Appraisal is your perfect weapon.

HELOC recently frozen?

If your home is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. B.W. Home Appraisal can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comps in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.